Insurance & Financial Consultancy — Kolkata
Protect Your Family. Plan Your Future.
Protect Your Family. Plan Your Future. Led by Bappaditya Nath, NATH FINANCIAL SERVICES provides transparent, expert guidance on Life Insurance (LIC of India), Health Insurance and Cashless Mediclaim (Star Health, Care Health), Car Insurance, Mutual Fund SIP, and Loan assistance across Kolkata, Garia, Garagachha, Sonarpur and South Kolkata.
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Financial solutions under one roof
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Dedicated advisor, start to finish
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Transparent, no-obligation guidance
01 — Services
As an insurance consultant in Kolkata serving Garia, Garagachha, Sonarpur and South Kolkata, we compare options across insurers and fund houses, then recommend only what fits your family — never what pays us more.
View All ServicesTerm plans and life cover from leading insurers, sized to your family’s income, loans and dependants — premiums, exclusions and nominees explained in plain language before you commit, with documentation support at every step.
Individual, family-floater and senior-citizen health cover with the right sum insured, room-rent limits and cashless network for Kolkata hospitals — plus claim assistance and renewal reminders when it matters most.
Comprehensive and third-party motor insurance with a correct IDV, useful add-ons such as zero depreciation, and fast, hassle-free renewals for your car or two-wheeler — with claim guidance through the surveyor and garage process.
Goal-based mutual fund and SIP planning — children’s education, retirement, buying a home, wealth creation — mapped to your horizon and risk comfort, with periodic reviews as your life and goals change.
Guidance on home, personal and business loans: understanding eligibility, organising documentation and comparing offers on rate, tenure and total cost — so you borrow on the right terms, not just the easiest ones.
02 — About Us
Financial & Insurance Consultant
Bappaditya Nath is the owner and advisor of NATH FINANCIAL SERVICES, a professional insurance and financial consultancy serving families and professionals across Kolkata and West Bengal. His practice is built on trust and transparency — good financial advice should be honest, unhurried and easy to understand.
He takes the time to understand your individual and family needs before recommending any solution. Whether you are buying your first term plan, reviewing health cover for ageing parents, starting a mutual fund SIP or comparing loan offers, you receive personalized guidance focused on long-term financial planning — not a one-size-fits-all pitch.
His goal is simple: build long-term client relationships through professional service, so you always have one dedicated advisor who knows your file and is reachable when you need answers.
03 — Why Choose Us
Recommendations built around your income, dependants and goals — never off-the-shelf plans.
Every premium, charge and exclusion explained in writing before you sign anything.
Cover sized to your real responsibilities, so your family is secure even in your absence.
SIPs and policies mapped to milestones — education, home, retirement — with periodic reviews.
Insurance, investments and loans under one roof, so your whole financial life stays coordinated.
One advisor who answers your calls — for renewals, claims and every question in between.
Serving families and professionals across Kolkata, Garia, Garagachha, Sonarpur and South Kolkata in West Bengal — with the same dedicated, transparent guidance whether you meet in person, call or chat on WhatsApp.
Professional Credentials
Bappaditya Nath is a registered insurance and mutual fund distributor. The agency codes and registration details below are shared openly so you can verify them before you engage any service.
The codes above are agency codes and distributor registrations shown for transparency only. They are not IRDAI registration or licence numbers. Mutual fund investments are subject to market risks — please read all scheme-related documents carefully before investing.
FAQ
Clear, honest answers about insurance, mutual funds, loans and working with a financial consultant in Kolkata.
Have a question about your situation? Ask Bappaditya Nath directly — every consultation is free and without obligation
Proven Track Record • Zero-Hassle Claims
Insurance is only as good as the claim support behind it. Here is how Bappaditya Nath assisted clients during medical emergencies.
Health Insurance / Emergency Dengue Care
Motor Insurance / Cashless Garage
Life Insurance / Kolkata Division
Need help reviewing an existing policy or filing a pending claim? Chat directly on WhatsApp (+91 80011 12659)
Chat on WhatsAppCustomer Reviews
Real Customers • Real Experiences • Real Trust
Verified Customer
Health Insurance / Claim Support
“Claim-এর সময়ও সবসময় পাশে পেয়েছি। Bappaditya Nath-এর কাছ থেকে Star Health Mediclaim Policy নেওয়ার পর আমার ব্যক্তিগত অভিজ্ঞতা অত্যন্ত ভালো।”
Verified Customer
Health Insurance / Cashless Claim
“Policy নেওয়ার পর নয়, Claim-এর সময় আসল Support বোঝা যায়। দুটি claim-এর সময় Bappaditya Nath আমাকে অত্যন্ত আন্তরিকভাবে সহায়তা করেছেন।”
Verified Customer
LIC Life Insurance / Death Claim Assistance
“শুধু Policy নয়, শেষ মুহূর্তেও পাশে ছিলেন। Death claim-এর পুরো প্রক্রিয়ায় Bappaditya Nath আমাকে অত্যন্ত আন্তরিকভাবে সাহায্য ও guidance করেন।”
Verified Customer
Car Insurance / Claim Support
“দুই বছর, দুইটি Car Claim — কোনো ঝামেলা ছাড়াই! Claim-এর সময় প্রয়োজনীয় guidance থেকে শুরু করে claim process—প্রতিটি ক্ষেত্রে তাঁর কাছ থেকে যথেষ্ট support পেয়েছি।”
Verified Customer
Health Insurance / Cashless Claim Support
“Claim-এর সময় আসল Support-এর পরিচয় পাওয়া যায়। দুইবারের claim process-এই Bappaditya Nath আমাকে আন্তরিকভাবে সাহায্য করেছেন।”
Verified Customer
Mutual Fund SIP / Investment Guidance
“শুধু SIP নয়, আগে বুঝেছি কেন এবং কীভাবে invest করব। Bappaditya Nath-এর personal guidance, সহজভাবে বোঝানোর ক্ষমতা এবং supportive approach আমার খুব ভালো লেগেছে।”
Reviews shared by clients of NATH FINANCIAL SERVICES. Each reviewer is a verified customer.
Trusted Partners
We work with a curated portfolio of 40+ leading insurers, mutual fund houses and banks — so you can compare options across trusted names and choose what fits your needs, not what suits any single provider.
Star HealthHealth Insurance
HDFC ERGOHealth Insurance
Aditya Birla CapitalHealth Insurance
Niva BupaHealth Insurance
LICLife Insurance
HDFC LifeLife Insurance
Tata AIALife Insurance
ICICI Prudential LifeLife Insurance
Tata AIGGeneral & Motor Insurance
Bajaj AllianzGeneral & Motor Insurance
ICICI LombardGeneral & Motor Insurance
Royal SundaramGeneral & Motor Insurance
Reliance GeneralGeneral & Motor Insurance
Go DigitGeneral & Motor InsuranceStar HealthHealth InsuranceHDFC ERGOHealth InsuranceAditya Birla CapitalHealth InsuranceNiva BupaHealth InsuranceLICLife InsuranceHDFC LifeLife InsuranceTata AIALife InsuranceICICI Prudential LifeLife InsuranceTata AIGGeneral & Motor InsuranceBajaj AllianzGeneral & Motor InsuranceICICI LombardGeneral & Motor InsuranceRoyal SundaramGeneral & Motor InsuranceReliance GeneralGeneral & Motor InsuranceGo DigitGeneral & Motor InsuranceHDFC ERGO GeneralGeneral & Motor Insurance
HDFC Mutual FundMutual Funds (AMCs)
Jio BlackRockMutual Funds (AMCs)
GrowwMutual Funds (AMCs)
HSBCMutual Funds (AMCs)
Motilal OswalMutual Funds (AMCs)
ICICI BankLoans & Finance
Bajaj FinservLoans & Finance
LIC Housing FinanceLoans & Finance
IndusInd BankLoans & FinanceHDFC ERGO GeneralGeneral & Motor InsuranceHDFC Mutual FundMutual Funds (AMCs)Jio BlackRockMutual Funds (AMCs)GrowwMutual Funds (AMCs)HSBCMutual Funds (AMCs)Motilal OswalMutual Funds (AMCs)ICICI BankLoans & FinanceBajaj FinservLoans & FinanceLIC Housing FinanceLoans & FinanceIndusInd BankLoans & FinancePartner names and logos are shown for reference only. Product availability, terms and suitability depend on the respective insurer, fund house or bank and on your individual circumstances. Insurance is the subject matter of solicitation.
04 — Contact
Call, WhatsApp or send an enquiry — every consultation is free and without obligation.
Monday – Saturday, 10:00 AM – 7:00 PM IST
NATH FINANCIAL SERVICES · BHARATMATA CLUB, Garagacha Main Rd, Garagachha, New Garia, Garia, Rajpur Sonarpur, West Bengal 700084
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