Disclaimer

Financial products and insurance solutions are subject to applicable terms, conditions, risks and eligibility requirements. Suitability depends on individual circumstances. Please review relevant product documents and seek appropriate professional guidance before making financial decisions.

General Guidance Only

The information provided on this website and during consultations by NATH FINANCIAL SERVICES is for general guidance only and does not constitute financial, legal or tax advice. You should consider your individual circumstances and seek appropriate professional guidance before making any financial decision.

Insurance Products

Insurance is the subject matter of solicitation. Policy benefits, coverage, exclusions, premiums and claim settlements are governed by the terms and conditions of the respective insurers. NATH FINANCIAL SERVICES does not guarantee the approval of any insurance application or the outcome of any claim.

Mutual Funds & Investments

Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not indicative of future results, and no returns are guaranteed or assured on any financial product.

Loans

Loan eligibility, approval, interest rates and terms are determined by the relevant bank or lender. NATH FINANCIAL SERVICES provides assistance and guidance only and does not guarantee loan approval or any specific terms.

No Guaranteed Outcomes

NATH FINANCIAL SERVICES does not make any claims of guaranteed returns, guaranteed profit, risk-free investment, guaranteed approval, or that any product is the best investment for everyone. Suitability always depends on individual circumstances.

Third-Party Products

Products referred to on this website are issued and managed by third-party insurers, fund houses, banks and other providers. The respective provider’s product documents govern all terms, benefits and risks.

Illustrations & Calculators

Any figures, projections or estimates shown on this website — including those produced by the SIP, lumpsum, life insurance and EMI calculators — are illustrative only and depend on the assumptions you enter. They are intended to help you understand how the underlying math works and to support a broader conversation about your goals, not to predict actual returns, premiums, cover amounts or loan costs. Real outcomes are affected by market conditions, insurer and lender terms, fees, taxes, inflation and your individual circumstances, all of which can change over time.

Grievance Redressal

If you have a concern about the guidance you received or a product referred through us, please raise it with Bappaditya Nath first so it can be reviewed promptly. For concerns about a specific insurance, mutual fund or loan product that remain unresolved, you may also approach the grievance redressal mechanism of the relevant insurer, fund house, bank or lender, and thereafter the appropriate regulatory authority, in line with their prescribed process.

Contact

If you have any questions about this disclaimer, please contact Bappaditya Nath at +91 80011 12659 or bappadityanath87@gmail.com.