Terms & Conditions

These Terms & Conditions govern your use of the NATH FINANCIAL SERVICES website. By accessing or using this website, you agree to these terms. If you do not agree, please do not use the website.

Website Use

You may use this website for lawful purposes only — to learn about our services and to contact us for insurance and financial consultation. You agree not to misuse the site, to submit accurate information through the enquiry form, and not to use the site in a way that could damage, disable or impair it.

General Information

NATH FINANCIAL SERVICES is an insurance and financial consultancy based in BHARATMATA CLUB, Garagacha Main Rd, Garagachha, New Garia, Garia, Rajpur Sonarpur, West Bengal 700084, led by Bappaditya Nath. This website provides general information about our services for visitors in India. It is not a substitute for personalised advice based on your individual circumstances.

No Guarantee of Product Approval or Investment Performance

We do not guarantee the approval of any insurance, loan or financial product application. Approval depends on the policies, underwriting and eligibility criteria of the relevant insurer, bank or product provider. We also do not guarantee any investment performance or outcome. Investment values can go up as well as down, and actual results may differ from any illustration or estimate.

Individual Suitability

The suitability of any insurance or financial product depends on your individual circumstances, goals, income, responsibilities and risk comfort. What is appropriate for one person may not be appropriate for another. We encourage you to review relevant product documents and seek appropriate professional guidance before making financial decisions.

Accuracy of Information

We strive to keep the information on this website accurate and up to date, but we do not warrant that all information is complete, current or error-free. Product terms, premiums, interest rates and other details are set by the relevant providers and may change without notice.

Third-Party Products & Services

Insurance, mutual fund and loan products referred to on this website are issued and managed by third-party insurers, fund houses, banks and other providers. The terms, benefits and risks of these products are governed by the respective provider’s documents. NATH FINANCIAL SERVICES acts as a consultant and does not issue these products directly.

User Responsibilities

• Provide accurate and truthful information when contacting us or applying for a product.
• Review product documents, terms and conditions before committing to any product.
• Keep your contact details current so we can reach you regarding your enquiry.
• Notify us promptly if you believe any information we hold about you is incorrect.

Limitation of Liability

To the fullest extent permitted by law, NATH FINANCIAL SERVICES and Bappaditya Nath shall not be liable for any indirect, incidental or consequential loss arising from your use of this website or from acting on general information provided here. Our liability in connection with any consultation is limited to the scope of the services agreed with you.

Contact Information

If you have any questions about these Terms & Conditions, please contact us:

• NATH FINANCIAL SERVICES
• Bappaditya Nath
• Phone: +91 80011 12659
• Email: bappadityanath87@gmail.com
• Location: BHARATMATA CLUB, Garagacha Main Rd, Garagachha, New Garia, Garia, Rajpur Sonarpur, West Bengal 700084

Changes to Terms

We may update these Terms & Conditions from time to time. Changes will be posted on this page with an updated revision date. Continued use of the website after changes are posted constitutes acceptance of the revised terms.